Full Service Real Estate: Sales, Management, Mortgage, Construction & Appraisal Services
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Patrick A. Hale, CDPE
BrokerRealtor®

Patrick is a Certified Distressed Property Expert (CDPE) and Certified REO specialists; assisting distressed homeowners with Short Sale alternatives to Foreclosure. Founder and Broker for California Real Estate & Mortgage, Patrick is licensed by the California Department of Real Estate to provide quality real estate services to his clients. Patrick is responsible for guiding the California Real Estate & Mortgage organization to achieve its vision and strategic plan objectives in all real estate operations. To help achieve Patrick's desire to provide exceptional service to his clients, he contributes vastly throughout the State of California.

Patrick holds a degree in City Planning from San Diego State University where he helped build and lead the Real Estate Society of SDSU (RES) and was recognized as the outstanding student of the year from the college of business. His professional affiliations include being a member of the National Association of Industrial and Office Properties (NAIOP), the Institute of Real Estate Management (IREM), the American Planning Association (APA) and the San Diego (SDAR), California (CAR) and National Association (NAR) of REALTORS®. In 2008 Patrick received awards from both the California Association of Realtors and the National Association of Industrial and Office Properties for his outstanding service in the real estate industry. 

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Jenny T. Pham
Broker - Realtor®

Jenny joined California Real Estate & Mortgage in 2009 with the vision to help struggling homeowners avoid foreclosure and to provide sufficient guidance to homebuyers on the home buying process. Licensed by the California Department of Real Estate, Jenny is an active member of several national and local real estate associations: NAR, CAR, and SDAR (National, California and San Diego Association of Realtors).

Prior to being a real estate broker, Jenny was an auditor at a regional CPA firm in California, thus bringing professionalism and strong ethical standardscome with her to the real estate field. In addition, grass does not grow under Jenny’s feet. She is very proactive in getting things done the right way for her clients with her client’s satisfaction being her number one priority.

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Zachary B. Svelling
Realtor®

Zachary joined California Real Estate and Mortgage in 2008 specializing in short sale properties. Zachary holds a degree in Psychology with a minor in Real Estate from San Diego State University (SDSU). While attending Zachary served on the Board of Directors for the Real Estate Society of SDSU as the Career Development Chair. 

Zachary is a right-of-way agent for the California Department of Transportation and is a member of various professional associations including the National Association of Industrial and Office Properties (NAIOP), the Institute of Real Estate Management (IREM) and the San Diego (SDAR), California (CAR) and National Association (NAR) of REALTORS®
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Emil Ayoub
Realtor®

Emil joined California Real estate and Mortgage in 2008. A graduating Real Estate major at San Diego State University and member of the Golden Key Honor Society, he was elected Membership Chair on the Board of Directors for the Real Estate Society of SDSU in the Spring of 2009. After acquiring his Real Estate License, Emil plans on becoming successful in the fields of real estate brokerage and investment.


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Alexander S. Hale
Certified General Appraiser

Alex is Certified General Appraiser licensed to appraise any type of real property regardless of the complexity of the assignment or dollar value of the real estate being appraised. Alex retired as branch manager of all construction operations in Monterey and San Benito counties in 1992 but continues to be a licensed General Engineering, General Building Contractor and Real Estate Appraiser. He has been classified by the court as an expert witness on more than one occasion in matters of general engineering construction and general building construction. His first-hand knowledge and experience in these areas makes it easy for him to recognize quality differences in structures, topographies and amenities.

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Matthew S. Nelson
Financial Consultant

Matthew joined California Real Estate and Mortgage in 2007, determined to connect with communities and their residents who require quality real estate services and investment guidance. He holds his Bachelor’s Degree in Finance from San Diego State University (SDSU) and continues to be an active member of the Enviro-Business Society of SDSU (Club e3) focusing on transportation issues on-campus and in the San Diego region.
 
In November 2007 Matthew was elected to serve as the East Village Residential Tenant Representative of Downtown San Diego on the Centre City Advisory Committee (CCAC).